Baccarat is the card game that evokes images of men in tuxedos and women in posh evening gowns laying down chips at high-roller tables. This exciting game has a reputation for sophistication, but the truth is that it’s an easy game to learn and play. The secret to winning at Baccarat is not knowing how to play the game, but rather when to play it. Baccarat begins with an initial betting amount set by the banker player. Players can add more bets as long as the total doesn’t exceed the initial banker bet. The game is played with a number of standard 52-card decks shuffled together. All cards rank from two through nine, and each has a specific value. The final digit of the sum of the player’s and banker’s hands is the score. A nine is worth ten points, a seven is worth eight, and an ace is worth one point. The objective of the game is to bet on the hand that you think will have a total closer to nine than the other. The simplest way to do this is to simply place your bet on the player or banker’s hand. A win will pay you 1:1, and a loss will cost you 5% (the banker’s commission) of the amount you bet. Depending on the casino or platform you are playing at, Baccarat may offer a variety of side bets beyond the player and banker wagers. These side bets can increase the enjoyment of the game by allowing you to try to predict which side will receive a pair on the deal or what the sum of the first two cards will be. These bets typically pay at odds ranging from 11:1 to 5:1. As with any casino game, it’s important to exercise moderation when playing Baccarat. It’s easy to get caught up in the thrill of the game and to make bets that go over your budget. To avoid this, it is wise to set a bankroll before you start the game and stick to it. It is also a good idea to set a limit on how much you are willing to win, and to cash out when you have reached that amount. Baccarat is a thrilling game that can be very lucrative. To make the most of it, be sure to track trends and patterns in the game, and to stick to your strategy. This will increase your chances of a successful run. Good luck!